Money World

Why You Should Think Again Before Buying an Amex Card Offline?


Recently, I had purchased an American Express Membership card from an executing standing at the store. They said they are having best offers. However the card carries a joining fee of Rs. 1000 and renewal fee of Rs. 4500. I was surprised to know later that Amex is selling the same card online with no joining fee and no renewal fee. My colleague from same company and same salary slab got a card online on the same week but with no joining fee and no renewal fee, and some vouchers too.

Is CIBIL Score Fooling You? Or Is It Banks That Are Fooling You?

Credit Information Report (CIR) summarizes your payment history of loans and credit cards borrowed from all banks and financial institutions. Based on this credit history, a ‘Credit Score’ is generated. The CIBIL Score is a 3-digit number ranging from 300-900. The closer your score is to 900, the stronger your credit profile, and better chance of getting loans in best interests (based on most advertisements).

Is PNB Housing Limited Taking Blank Signed Papers A Scam?

PNB Housing Limited collects blank signed papers from customers in the name of loan processing. Interestingly, the blank pages we had to sign already was notary attested. I am not going into the legality of that now, but I was frustrated about adding details there which we had clearly asked not to do; especially enrolling people to Tata AIG insurance without consent. 

Income Tax Exemptions and Limits For Salaried Employees 2016-2017

Here, we will list all income tax exemptions with their limits for salaried employees for the year 2016-1017. All amounts are in Rupees.

 

80C - 1,50,000

Includes Home loan principal, PF contributions, PPF etc.

 

Section 24 - 2,00,000

Includes Interest on Home Loan.

 

Section 80EE - 50,000

Includes Income Tax Benefit on Interest on Home Loan (First Time Buyers)

 

80 G - No limit

Donations.

Citibank Customer Service Experience Made Me Close My Account in a Week

Bad customer service, slow systems, lack of responsibility and trustworthiness from customer service representatives have made me cancel my Citibank Salary account (Suvidha) in a week.

The representative had come to my office (9590386113), took all documents and I had filled in the form as she had suggested. Later account was activated, but I got a mail telling my ready creadit feature (one of the major highlists they say during account promotion) was not activated.

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